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Financial Services.
Sound Financial Advice.

Private Client Financial is the financial services pillar of Private Client Holdings.

We know many individuals and organisations see routine administration as a grudge job that often drops to the bottom of the to-do list.


Well-maintained books make the difference between a business that is a success and one that is not. This is why we offer a comprehensive range of accounting, tax, business advisory and secretarial services to individuals, partnerships, trusts, close corporations and companies.


We have a broad and deep competence in terms of knowledge, skill and experience in dealing with family businesses and owner-managed businesses.

Tax Planning

Private Client Financial started as a tax consultancy in 1990 and Tax Planning remains a core competency. Our goal is to legitimately minimise tax payments and maximise after-tax returns by structuring customised solutions to your financial needs.


This includes

  • Registering for tax, tax clearance certificates and provisional tax

  • Income tax return submissions for individuals, companies, trusts, non-profits and body corporates

  • Queries surrounding Capital Gains Tax, Provisional Tax, Employees' Tax (PAYE), VAT and Estate Duty Tax


Talk to us about tax saving ideas around all aspects of income or corporate taxes. Our team of trusted advisors will navigate the complexities of compliance by creating a solution moulded to your needs. We contribute value and eliminate any additional risks. Good advice, at the right time, can save you money.

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Business Valuations and Management Advisory Services

The partners at Private Client Financial are business valuation and management advisory professionals. They work closely with you to learn about your company from all points of view in order to give you an accurate, confidential and fair picture of your company’s value. We pride ourselves on sound judgement, and a thorough understanding of accounting, taxation, financial statements and business operations to prepare independent and unbiased valuation and provide sound, unbiased advice.

Financial Statements and Independent Reviews 

All companies are required to prepare a set of annual financial statements. Our team of Chartered and Professional Accountants can act as accounting officers to close corporations, compile Annual Financial Statements for owner-managed companies and perform Independent Reviews where required by the Companies Act. We can assist with the identification of weaknesses within a business while they are still insignificant and easy to mitigate.

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Monthly Accounting, VAT, PAYE, UIF, SDL

Maintaining up to date financial records is no longer a luxury but a necessity. Our monthly bookkeeping service embraces cloud-based Xero software that empowers the business owner with accurate and current information, available remotely. This service includes the following:

  • VAT calculation and submission

  • Registrations for VAT, PAYE, Workmen’s compensation, UIF and SDL

XERO Accounting Software Specialists - Gold Partners

Our team of Xero Accounting Software specialists is trained in cloud-based financial software. Xero is one of the fastest growing cloud-based accounting software packages globally and is designed to both simplify and add value to your business. It connects you with real time figures anytime, on any device, anywhere in the world.


Real time figures can mean the difference between staying above the line or sinking below, giving you the best chance of success. As Xero Gold Partners, PCF can get your business set up on Xero easily and efficiently and provide you with training and ongoing support. We work in partnership with Xero to ensure you have the most up to date advice, information on government legislative and taxation changes, upgrades and software updates. Being a Xero Gold Partner also allows us to serve our Xero clients more quickly and efficiently than ever before.

Payroll Administration

Outsourcing non-core activities like payroll administration is a function many successful businesses are taking advantage of. Using a dedicated payroll administrator improves efficiency and reduces operating expenses. Private Client Financial provides integrated payroll administration services and human resources support for small to large companies. We take care of your payroll so that you can take care of your business – assured that your payroll is being handled efficiently, confidentially and legally by an experienced tax and payroll partner. 


This includes:

  • Processing of monthly salaries and weekly wages with electronic pay slips

  • Submission of monthly EMP201 returns and bi-annual EMP501 reconciliations

  • Reconciliation of payments to statutory authorities, retirement funds and medical aids 

  • Leave administration 

  • HR solution software for Employment Equity, Disciplinary and Staff Appraisal reporting

  • Tax efficient salary structures

  • Staff contracts


Trust and confidentiality are two aspects that are closely related with regards to payroll.
We ensure that these principles are adhered to at all times.

Company Secretarial 

Every business must comply with legal formalities. We understand the importance of corporate governance and the demands made on companies and directors. Our wide range of secretarial services will ensure that you avoid onerous fines, penalties and, in some cases, criminal prosecution – not to mention saving you time.


The Companies Act requires that statutory books and records be maintained within the parameters of the law.


Our service offering includes:

  • Formation of private, public, external, private liability and non-profit companies

  • Conversions of close corporations

  • Maintenance of statutory records

  • Submission of Annual Returns

  • Amendments to and registration of statutory details

  • Registered Office facility

  • Voluntary liquidations


We maintain these books on your behalf and prepare the necessary documents for annual general meetings, board meeting minutes, resolutions to approve annual financial statements, proxy forms and shareholders' resolutions.

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Corporate Benefits Solutions

In order to retain current employees and attract prospective ones, businesses need to develop an employee benefits package that satisfies both the needs of the company and the staff. Private Client Financial can help your employees maximise their retirement benefits by structuring their packages correctly. 

The first step is to decide what benefits to offer:

  • Retirement Funds such as Pension Fund, Provident Fund or Group Retirement Annuity

  • Group life cover

  • Dread disease cover

  • Disability benefits such as permanent health insurance and lump sum disability

  • Funeral benefits

  • Education benefits

  • Home loan facilities

  • Wellness and rewards programmes


Our Auditing service is offered by Kirkman Lanfear (a specialist auditing practice). 
Please visit the Kirkman Lanfear site for more details.

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